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Motorcyclists who travel with their own bike in a foreign country are required to carry proof of insurance while riding. Your current insurance policy probably does not provide coverage for you or your motorcycle in a foreign country. Note also that Customs in the U.S.A. will not release a motorcycle without proof of insurance, and this is true also for most other countries. Also, a lien holder (i.e., the lending institution that owns your motorcycle until it's paid off!) will not provide a release to ship a bike to the country you will be traveling to without proof that the motorcycle is covered by insurance in that country. Motorcycle Insurance for Touring in Europe Americans and Canadian citizens who plan on using a motorcycle for touring in Europe will need to purchase foreign motorcycle “Green Card” Insurance. This insurance provides coverage for American and Canadian citizens while riding in Europe. This insurance program meets foreign regulatory requirements for tourists. You need to purchase coverage for liability only or liability with fire, theft, vandalism and collision for the number of months you will be traveling. Also required are liability coverage; (suggested is $750,000 per accident); bodily injury and property damage and medical payments coverage. You may also wish to consider optional coverage, including collision and comprehensive guest passenger accessories coverage. Motorcycle Insurance for Visitors to the U.S.A. or Canada Visitors to the U.S.A. or Canada will require temporary U.S./Canada motorcycle insurance. This insurance provides insurance coverage for visiting foreign nationals while riding as tourists in the United States and Canada. This insurance program meets the statutory requirements of each state in the U.S. and will comply with each Canadian Province. Coverage requirements include a choice of liability only or liability with fire, theft and vandalism; and collision coverage for the number of months you will be traveling. Also required are liability coverage for $50,000-$500,000 per accident and bodily injury/property damage coverage, along with medical payments coverage. Optional coverage includes collision and comprehensive guest passenger coverage and uninsured motorist coverage. If you know of a source for this type of insurance, please let us know. One company offering this type of insurance is Motorcycle Express. |